Ningtyas, Mega, & Erly Nabila Siskawati. " FINANCIAL LITERACY, LOCUS OF CONTROL, FINANCIAL TECHNOLOGY AND FINANCIAL BEHAVIOR: CASE ON UNDERGRADUATE STUDENTS OF MAULANA MALIK IBRAHIM ISLAMIC STATE UNIVERSITY MALANG." Proceedings of the International Conference of Islamic Economics and Business (ICONIES) [Online], 8.1 (2022): 423-434. Web. 27 Apr. 2024