PROMOTE HALAL LIFESTYLE WITH DIGITAL TECHNOLOGY ON ISLAMIC BANKING
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Sep 26, 2022
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Abstract
Lifestyle is the way a person lives his daily life which is influenced by each other's standards, values, and principles. Everyone's standards, values, and principles are different from each other. The purpose of the research is to show the potential of the halal industry, especially the financial sector in Indonesia, that can be worked on. Because the majority of the Indonesian population is Muslim. PT Bank Syariah Indonesia Tbk (BSI) in the first year since the merger in February 2021 made a positive performance. This can be seen from the net profit of Rp 3.03 trillion, up 38.42% year on year (YoY). However, this potential is still inferior to Malaysia which received the highest score in almost all fields in the halal industry in the first position with a value of 207.2 while Indonesia had to settle for fourth place with a value of 68.5 according to the Global Islamic Economy (GIE) 2021 version. Actually Indonesia has a great opportunity to be better than Malaysia if there is good collaboration between three institutions, namely the government as policy makers, banks as implementers in the field and universities as agents of change, researchers and also strategic catalysts.
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FAWA'ID, Muhamad Wildan; UTAMA, Yopi Yudha; YULIANI, Yuliani.
PROMOTE HALAL LIFESTYLE WITH DIGITAL TECHNOLOGY ON ISLAMIC BANKING.
Proceedings of the International Conference of Islamic Economics and Business (ICONIES), [S.l.], v. 8, n. 1, p. 133-140, sep. 2022.
ISSN 2541-3333.
Available at: <http://conferences.uin-malang.ac.id/index.php/iconies/article/view/1729>. Date accessed: 25 apr. 2024.
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References
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Aulianingrum, Rarasati Dewi, and Rochmawati Rochmawati. 2021. “The Influence of Financial Literacy, Parents' Socio-Economic Status, and Lifestyle on Students' Personal Financial Management.” JOURNAL OF ECONOMIC EDUCATION: Scientific Journal of Education, Economics and Social Sciences 15 (2): 198–206. https://doi.org/10.19184/JPE.V15I2.24894.
Bambang, Ahmad, Andriani Kusumawati, and Umar Nimran. 2021. “The Effect of Spiritual Marketing and Entrepreneurship Orientation on Determining Sustainable Competitive Advantage.” The Journal of Asian Finance, Economics and Business 8 (2): 231–41. https://doi.org/10.13106/JAFEB.2021.VOL8.NO2.0231.
Darojatun, Rina. 2018. “Halal Product Trends, Shari'a Lifestyle And Symbolic Piety: A Study Of Middle Class Muslims.” Wardah 19 (2): 135–57. https://doi.org/10.19109/WARDAH.V19I2.2816.
Dewi, Regina, Hanifah Hospitality, Tourism Academy, and Bunda Mulia. 2020. “Potential of Halal Tourism in Indonesia.” Journal of Hospitality and Tourism 1 (2). https://doi.org/10.30813/JHP.V1I2.2463.
Difa, Annisa, Saufanny Study Program, Islamic Accounting, Stei Tazkia -Bogor, and Siti Khomsatun. 2019. “Corporate Governance and Disclosure of Risk Management of Islamic Banks in Indonesia.” Journal of Islamic Accounting and Finance 5 (1): 47–61. https://doi.org/10.35836/jakis.v5i1.13.
Fadli, Muhammad Rijal. 2021. “Understanding the Design of Qualitative Research Methods.” Humanics 21(1):33–54. https://doi.org/10.21831/hum.v21i1.38075.
Fariana, Andi, and Ahmad Safii. 2018. “Fintech Synergy with Islamic Banking in Legal Perspective.” Istinbáth Journal of Islamic Law and Economics 17 (2): 259–475. http://www.istinbath.or.id.
Kholil, Abdul Wahab Ahmad, Abdul Wahab Ahmad Kholil, Muhamad Wildan Fawa'id, and Lailatul Hidayah. 2021. “The Influence of Price and Price Labels on The Interest of Buying Naf'a Bread in Kepung Kediri.” Qawanin: Journal of Economic Sharia Law 5 (1): 67–82. https://doi.org/10.30762/qawanin.v5i1.3421.
Business Lantern, Journal, and Rahmi Rosita. 2020. “The Effect of the Covid-19 Pandemic on MSMEs in Indonesia.” JOURNAL OF BUSINESS LANTERNS 9 (2): 109–20. https://doi.org/10.34127/JRLAB.V9I2.380.
Suing, Role, Authority Services, Revania Nadira Putri, Masters Students, Ugm Notary, and Adi Sulistiyono. 2022. “Suing the Role of the Financial Services Authority in the Protection of Consumer Data in Banking Financial Services.” Journal of Private Law 10 (1): 35–45. https://doi.org/10.20961/PRIVAT.V10I1.60463.
Al Abdhad. 2019. “Analysis of Marketing Strategy at BRI Syariah Banjarbaru.” Scientific Journal of Business Economics 5 (1). https://doi.org/10.35972/JIEB.V5I1.263.
Republic of Indonesia. 2014. “Law of the Republic of Indonesia Number 33 of 2014 concerning Halal Product Guarantee.” Law of the Republic of Indonesia, no. 1: 1–40.
Saputri, Oktoviana Banda. 2020. “Mapping Indonesia's Potential as the Center for the World Halal Industry.” Journal of Masharif Al-Syariah: Journal of Islamic Economics and Banking 5 (2): 23–38. http://journal.um-surabaya.ac.id/index.php/Mas/article/view/5127/4010.
Saripudin, Saripudin, Prameswara Samofa Nadya, and Muhammad Iqbal. 2021. “Sharia Fintech Efforts to Encourage MSME Growth Acceleration in Indonesia.” Scientific Journal of Islamic Economics 7 (1): 41–50. https://doi.org/10.29040/JIEI.V7I1.1449.
Transition, Ten, Important To Do, Food Transformation, And Governance, and Land Use. 2019. “Growing Better: Summary Report Global Consultation From the Food and Land Use Coalition,” no. September.
Zakaria, Roza Hazli, Noor Ismawati Mohd Jaafar, and Sabitha Marican. 2012. “Financial Behavior and Financial Position: A Structural Equation Modeling Approach.” Middle East Journal of Scientific Research 12 (10): 1396–1402. https://doi.org/10.5829/IDOSI.MEJSR.2012.12.10.79.