THE INFLUENCE OF FINANCIAL LITERACY AND HEDONISTIC LIFESTYLE ON THE FINANCIAL BEHAVIOR OF GENERATION Z
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Aug 31, 2023
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Abstract
This study examines how financial knowledge and a hedonistic lifestyle affect Generation Z's financial behaviour. The term "Generation Z" describes those who were born between 1997 and 2012 and grew up in the information and technological age. Thirty-three members of Generation Z participated in the study in Malang. The research demonstrates how financial knowledge and a hedonistic lifestyle interact and influence Generation Z's financial behaviour. High financial literacy and the capacity to responsibly manage hedonistic lives are traits that Generation Z members have. The upshot is that it is crucial to create extensive financial literacy programs for Generation Z, taking the management of hedonistic lives into account. Programs that promote financial knowledge and education can aid Generation Z in developing healthier financial habits.
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FAJARI, Hafizh; ROCHAYATUN, Sulis.
THE INFLUENCE OF FINANCIAL LITERACY AND HEDONISTIC LIFESTYLE ON THE FINANCIAL BEHAVIOR OF GENERATION Z.
Proceedings of the International Conference of Islamic Economics and Business (ICONIES), [S.l.], v. 9, n. 1, p. 813-820, aug. 2023.
ISSN 2541-3333.
Available at: <http://conferences.uin-malang.ac.id/index.php/iconies/article/view/2225>. Date accessed: 02 may 2024.
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References
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D, Nurhayati, and Utami R. P. (2021). “Pengaruh Literasi Keuangan Dan Gaya Hidup Hedonis Terhadap Perilaku Keuangan Generasi Z Di Jakarta.” Jurnal Keuangan Dan Perbankan 25: 456–69.
Djalaluddin, Ahmad. (2019). “THE LINKAGES BETWEEN FINANCIAL LITERACY AND ITS APPLICATION IN FINANCIAL DECISION-MAKING AMONG ACADEMICIANS IN INDONESIA” 7, no. 5: 1280–92.
Fitriani, L., and Rachmawati. (2019). “Pengaruh Gaya Hidup Hedonistik Terhadap Perilaku Konsumtif Mahasiswa Di Universitas X.”
Nirmala, Siti Muntahanah, and Ady Achadi. (2022). “Literasi Keuangan Dan Perilaku Keuangan: Studi Empiris Mahasiswa Feb Universitas Wijayakusuma Purwokerto.” Jurnal MONEX 01, no. 11: 1–9.
OECD/INFE. (2012). “Measuring Financial Literacy: Questionnaire and Guidance Notes for Conducting an Internationally Comparable Survey of Financial Literacy Levels.”
OJK. (2021). “Survei Nasional Literasi Dan Inklusi Keuangan (2020): Infografis Generasi Z.” Otoritas Jasa Keuangan (OJK). 2021.
Purnamasari, A., and S. E Cahyono. (2020). “Pengaruh Literasi Keuangan Dan Gaya Hidup Hedonis Terhadap Perilaku Keuangan Generasi Z Di Surabaya.” Jurnal Ekonomi Dan Bisnis 12: 123–36.
Rararati, D. A., and Y. Syaukat. (2019). “Pengaruh Literasi Keuangan Dan Gaya Hidup Hedonis Terhadap Perilaku Keuangan Generasi Z Di Bandung.” Jurnal Manajemen Dan Kewirausahaan 21: 56–68.
Rochman, N., and F. Rusfian. (2020). “The Effect of Hedonistic Lifestyle on Impulsive Buying Behavior Mediated by Financial Literacy among Generation Z in Indonesia. Binus Business Review” 11(3): 249–57.
Rohmanto, Fajar, and Ari Susanti. (2021). “Pengaruh Literasi Keuangan, Lifestyle Hedonis, Dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Mahasiswa.” Ecobisma (Jurnal Ekonomi, Bisnis Dan Manajemen) 8, no. 1: 40–48. https://doi.org/10.36987/ecobi.v8i1.2057.
Safura Azizah, Nurul. (2020). “Pengaruh Literasi Keuangan, Gaya Hidup Pada Perilaku Keuangan Pada Generasi Milenial.” Prisma (Platform Riset Mahasiswa Akuntansi) 01, no. 02: 92–101.
Setiawan, A. I., and T. Haryanto. (2018). “Pengaruh Literasi Keuangan, Gaya Hidup Hedonis, Dan Faktor Demografi Terhadap Perilaku Keuangan Generasi Z Di Yogyakarta.” Jurnal Ekonomi Dan Kewiraushaan 14: 160–73.
SHOLEH, BADRUS. (2019). “Pengaruh Literasi Keuangan Terhadap Perilaku Keuangan Mahasiswa Program Studi Pendidikan Ekonomi Universitas Pamulang.” Pekobis : Jurnal Pendidikan, Ekonomi, Dan Bisnis 4, no. 2: 57. https://doi.org/10.32493/pekobis.v4i2.p57-67.4306.
Widyastuti, N., and N. Kristianti. (2017). “Pengaruh Literasi Keuangan Dan Gaya Hidup Hedonis Terhadap Perilaku Keuangan Generasi Z Di Semarang.” Jurnal Bisnis Dan Ekonomi 24: 114–27.