Gunartin, G., Susanto, S., & Kurniawan, W. 2023 Aug 31. THE IMPACT OF FINANCIAL LITERACY AND PERSONALITY TO FINANCIAL MANAGEMENT BEHAVIOR ON SMES, GENDER AS MODERATING: A REVIEW. Proceedings of the International Conference of Islamic Economics and Business (ICONIES). [Online] 9:1gn-items: center; margin-bottom: 25px;">

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