ULHAQ, Rifqi Dhiya; 						PERMATASARI, Ditya.
 DETERMINANTS OF FACTORS AFFECTING THE USE OF  E-PAYMENT (QRIS) IN MSMES IN MALANG CITY.
<strong>Proceedings of the International Conference of Islamic Economics and Business (ICONIES)</strong>, [S.l.], v. 10, n. 1, p. 789-800, sep. 2024.
ISSN 2541-3333.
Available at: &lt;<a href="https://conferences.uin-malang.ac.id/index.php/iconies/article/view/2790" target="_new">https://conferences.uin-malang.ac.id/index.php/iconies/article/view/2790</a>&gt;. Date accessed: 11 apr. 2026.