Wahidiyah, Rahmatul, Yuniarti Hidayah Suyoso Putra, & Ratna Yudhiyati. " DETERMINANT FACTORS INFLUENCING HOUSEWIVES TO USE PEER-TO-PEER LENDING SERVICES TO SUPPORT FAMILY FINANCES." Proceedings of the International Conference of Islamic Economics and Business (ICONIES) [Online], 10.1 (2024): 723-740. Web. 3 Feb. 2026