HIDAYATULLAH, Syarif; 						ZURAIDAH, Zuraidah.
 EFFICIENCY AND EFFECTIVENESS OF NON-CASH PAYMENT METHOD USING QRIS ON FINANCIAL MANAGEMENT FOR MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMES) A CASE STUDY IN MERJOSARI SUB-DISTRICT, LOWOKWARU, MALANG.
<strong>Proceedings of the International Conference of Islamic Economics and Business (ICONIES)</strong>, [S.l.], v. 11, n. 1, p. 625-630, oct. 2025.
ISSN 2541-3333.
Available at: &lt;<a href="https://conferences.uin-malang.ac.id/index.php/iconies/article/view/3385" target="_new">https://conferences.uin-malang.ac.id/index.php/iconies/article/view/3385</a>&gt;. Date accessed: 29 apr. 2026.