Abdussalam, Abdussalam, Asnawi, Nur, AND Yuliana, Indah. " ANALYSIS OF PROFIT-SHARING-BASED FINANCING INSTRUMENTS UTILIZATION FOR SUSTAINABLE GROWTH IN ISLAMIC MICROFINANCE INSTITUTIONS: EMPIRICAL EVIDENCE FROM KSPPS BMT UGT NUSANTARA" Proceedings of the International Conference of Islamic Economics and Business (ICONIES) [Online], Volume 11 Number 1 (15 October 2025)