Rofiqotul Khoiriyah, I., Dwi Riyanto, F., Karim, M., & Munir, M. 2025 Oct 16. THE EFFECT OF CREDIT AND SAVINGS ON POVERTY REDUCTION, ECONOMIC GROWTH AS A MODERATING VARIABLE : EVIDENCE IN INDONESIA. Proceedings of the International Conference of Islamic Economics and Business (ICONIES). [Online] 11:1