HOW GREEN AWARENESS GREEN KNOWLEDGE OF GEN Z IMPACTED ATTITUDE TOWARD GREEN SHARIA BANKING AND INTENTION TO USE SERVICES GREEN SHARIA BANKING
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Sep 26, 2024
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Abstract
This study aimed to determine the relationship between green awareness, green knowledge on attitude toward green sharia banking and Intention to use services sharia banking yang menerapkan green banking in Malang City. Purposive sampling was used in this study using a sample of 194 participants. Data analysis checks using a statistical model utilizing the SmartPLS 4 program for the structural-partial least square (SEM-PLS) model. The results of this study indicate that green awareness and green knowledge affect attitude toward green sharia banking and intention to use services green sharia banking. But attitude toward green sharia banking has no effect on intention to use green sharia banking services. The results of this research provide the implication that awareness and knowledge about Gen Z green Sharia banking practices contribute directly to attitudes and intentions to use green Sharia banking services. Green awareness and knowledge are important factors shaping consumer attitudes and intentions towards green Islamic banking. Improving these two aspects can encourage wider adoption of green Islamic banking services, as more aware and knowledgeable consumers will better support and choose services that align with sustainability and Sharia values
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SOLEKAH, Nihayatu Aslamatis; PRAYOGI, Adha Herfian.
HOW GREEN AWARENESS GREEN KNOWLEDGE OF GEN Z IMPACTED ATTITUDE TOWARD GREEN SHARIA BANKING AND INTENTION TO USE SERVICES GREEN SHARIA BANKING.
Proceedings of the International Conference of Islamic Economics and Business (ICONIES), [S.l.], v. 10, n. 1, p. 197-210, sep. 2024.
ISSN 2541-3333.
Available at: <http://conferences.uin-malang.ac.id/index.php/iconies/article/view/2721>. Date accessed: 23 dec. 2024.
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This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
References
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Chekima, B., Wafa, S. A. W. S. K., Igau, O. A., Chekima, S., & Sondoh, S. L., Jr. (2016). Examining green consumerism motivational drivers: Does premium price and demographics matter to green purchasing? Journal of Cleaner Production, 112, 3436–3450
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Junarsin, E., Pangaribuan, C., Wahyuni, M., Hidayat, D., Putra, O., Maulida, P & Soedarmono, W. (2022). Analyzing the relationship between consumer trust, awareness, brand preference, and purchase intention in green marketing.International Journal of Data and Network Science, 6(3), 915-920.
Khaer, M., & Anwar, S. (2022). Encouraging Sustainability and Innovation: Green Banking Practices Growing in Indonesia. EKSYAR : Jurnal Ekonomi Syari’ah & Bisnis Islam, 9(2), 173–182. https://doi.org/10.54956/eksyar.v9i2.422
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Marlina, L. (2021). Pengaruh Produk, Nilai, dan Tingkat Kesadaran Terhadap Minat Nasabah Memilih Produk Tabungan pada BNI Syariah Kantor Cabang Mataram. Schemata: Jurnal Pascasarjana UIN Mataram, 10(1), 55.
Mawardi, Pane, D., & Sari, S. (2022). Pengaruh Kesadaran Lingkungan Terhadap Niat Beli Melalui Sikap Generasi Milineal Pada Produk Ramah Lingkungan. Prosiding 6th Seminar Nasional Penelitian & Pengabdian Kepada Masyarakat, 122–127.
Naini, S.R. and Reddy, M.R. (2024), "Role of green awareness and green behaviour in fostering sustainable consumption in India", Journal of Science and Technology Policy Management, Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/JSTPM-11-2022-0182
Pradesyah, R. (2020). Pengaruh Promosi Dan Pengetahuan Terhadap Minat Masyarakat Melakukan Transaksi Di Bank Syariah. Al-Sharf Jurnal Ekonomi Islam, 1(2), 113–122. https://creativecommons.org/licenses/by-sa/4.0/
Rahmi, D. Y., Rozalia, Y., Chan, D. N., Anira, Q., & Lita, R. P. (2017). Green Brand Image Relation Model, Green Awareness, Green Advertisement, and Ecological Knowledge as Competitive Advantage in Improving Green Purchase Intention and Green Purchase Behavior on Creative Industry Products. Journal of Economics, Business & Accountancy Ventura, 20(2). http://doi.org/10.14414/jebav.v20i2.1126
Ramdas, M., Mohamed, B. (2014) Impacts of Tourism on Environmental Attributes, Environmental Literacy and Willingness to Pay: A Conceptual and Theoretical Review, Procedia - Social and Behavioral Sciences, 144, 378-391, https://doi.org/10.1016/j.sbspro.2014.07.307.
Romdhoni, A. H., & Sari, D. R. (2018). Pengaruh Pengetahuan, Kualitas Pelayanan, Produk, dan Religiusitas terhadap Minat Nasabah untuk Menggunakan Produk Simpanan pada Lembaga Keuangan Mikro Syariah. Jurnal Ilmiah Ekonomi Islam, 4(02), 136. https://doi.org/10.29040/jiei.v4i02.307
Ria, D. (2023). Penerapan Green Banking Di Lingkungan Bank Muamalat Indonesia. JIHBIZ: Global Journal of Islamic Banking and Finance 5(1), 1–22.
Rizwan, M., Mahmood, U., Siddiqui, H., & Tahir, A. (2014). An Empirical Study about Green Purchase Intentions. Journal of Sociological Research ISSN Journal of Sociological Research, 5(1), 290–305. http://doi.org/10.5296/
Sarita Bahl (2012). The Role of Green Banking in Sustainable Growth. Asian Journal Of Researchin Business economics and Management. 2. 176-185. https://doi.org/10.1007/978-3-031-42463-2_17
Siddique, M. Z. R., & Hossain, A. (2018). Sources of consumers awareness toward green products and its impact on purchasing decision in Bangladesh. Journal of Sustainable Development, 11(3), 9-22.
Sinaga, O., Saudi, M.H.M., Roespinoedji, D., & Jabarullah, N.H. (2019) Environmental Impact of Biomass Energy Consumption on Sustainable Development: Evidence from ARDL Bound Testing Approach, Ekoloji, 28 (107), 443 – 452.
Science, N., Roy, S. K., Science, N., Miah, M., Science, N., Das, S. K., & Science, N. (2020). A Review on Corporate Environmental Reporting (CER): An Emerging Issue in the Corporate World. Canadian Journal of Business and Information Studies, May, 45–53. https://doi.org/10.34104/cjbis.020.045053
Simista, B., & Sampreeti, B. (2020). Consumer Awareness and Green Banking: A Gareet Ranking Appraoch. International Journal of Advanced Research in Engineering and Technology (IJARET), 11(9), 226–231. https://doi.org/10.34218/IJARET.11.9.2020.023
Sucinato. P. Y. & Burhan, M. U. (2023). Analisis Faktor-Faktor Yang Mempengaruhi Minat Menabung Mahasiswa Pada Bank Syariah. Islamic Economics and Finance in Focus. 2,(1), 23-33. http://dx.doi.org/10.21776/ieff. 2023.02.01.03
Solekah, N. A., Handriana, T., & Usman, I. (2023). Environmental Sustainability in Muslim-Friendly Tourism: Evaluating the Influence of Schwartz’s Basic Value Theory on Tourist Behaviour in Indonesia. Opportunities and Challenges in Sustainability, 2(4), 172–183. https://doi.org/10.56578/ocs020401
Triwidianti, F.& Harti. (2021). Pengaruh Green Product Awareness Dan Pengetahuan Produk Terhadap Keputusan Pembelian Produk Green Body Care. Jurnal Pendidikan Tata Niaga. 9(1).1104-1110
Yarimoglu E, Gunay T. (2019) The extended theory of planned behavior in Turkish customers' intentions to visit green hotels. Bus Strat Env.1–12. https://doi.org/ 10.1002/bse.2419
Yuliani, E. (2021). Pengaruh Pengetahuan terhadap Keputusan Menjadi Nasabah Bank Syariah Melalui Pemediasi Minat dan Kesadaran (Studi pada Bank Syariah Indonesia Kantor Cabang Kuta Bali). Jurnal Ekonomi Manajemen Dan Bisnis, 2(2), 1–12.
Zhang Y, Chabay I. (2020) How “Green Knowledge” Influences Sustainability through Behavior Change: Theory and Policy Implications. Sustainability. 12(16):6448. https://doi.org/10.3390/su12166448
Zhelyazkova, V., & Kitanov, Y. (2019). Green Banking-Definition , Scope and Proposed Business Model. Journal of Internasional Scientific Publications, 9(January), 309–315
Alamsyah, D., Othman, N., Bakri, M., Udjaja, Y & Aryanto, R. (2021). Green awareness through environmental knowledge and perceived quality. Management Science Letters , 11(1), 271-280.
Aswad, A., & Patimbangi, A. (2022). Pengaruh Pengetahuan, Produk Dan Promosi Terhadap Minat Menabung Mahasiswa Di Bank Syariah. Jurnal Akuntansi Dan Keuangan Syariah (Jurnal Akunsyah), 1(1), 1–11. https://doi.org/10.30863/akunsyah.v1i1.2987
Asha, P., & Rathiha, R. (2017). Consumer Awareness Towards Green Products. International Journal of Management (IJM), 8(5), 8–14.
Budianto, J. (2023). Pengaruh Pengetahuan , Kepercayaan , Produk , Pelayanan , dan Religiusitas. Lisyabab Jurnal Studi Islam dan Sosial.. https://doi.org/10.5281/zenodo.10117278
Chitra, V., & Gokilavani, R. (2020). Green Banking trends: Customer knowledge and awareness in India. Shanlax International Journal of Management, 8(01), 54–60.
Chekima, B., Wafa, S. A. W. S. K., Igau, O. A., Chekima, S., & Sondoh, S. L., Jr. (2016). Examining green consumerism motivational drivers: Does premium price and demographics matter to green purchasing? Journal of Cleaner Production, 112, 3436–3450
Fatah Uddin, S.M & Khan, M.N. (2018): Young Consumer's Green Purchasing Behavior: Opportunities for Green Marketing, Journal of Global Marketing, DOI: 10.1080/08911762.2017.1407982
Febiola, V., Iqbal Fasa, M., & Suharto, S. (2023). Analisis Implementasi Green Banking pada Bank Umum Syariah : Studi pada Bank Syariah Indonesia. Econetica, 5(1), 141–149 Retrieved from https://unu-ntb.e-journal.id/econetica/article/view/361
Gazzola, P., Pavione, E., Pezzetti, R., & Grechi, D. (2020). Trends in the fashion industry. The perception of sustainability and circular economy: A gender/generation quantitative approach. Sustainability (Switzerland), 12(7), 1–19. https://doi.org/10.3390/su12072809
Hair, J. F., Risher, J. J., Sarstedt, M., & Ringle, C. M. (2019), "When to use and how to report the results of PLS-SEM". European Business Review, 31(1), 2-24. https://doi.org/10.1108/EBR-11-2018-0203
Hasan, Z., & Ali, N. A. (2015). The Impact of Green Marketing Strategy on the Firm’s Performance in Malaysia. Procedia - Social and Behavioral Sciences, 172, 463–470. https://doi.org/10.1016/j.sbspro.2015.01.382
Haurissa, T. A. N., & Nurhayati, I. (2022). Analisis Persepsi dan Pengetahuan Nasabah terhadap Pelaksanaan Green Banking PT. Bank Negara Indonesia (Persero), Tbk. Seminar Nasional Akuntansi Dan …. http://prosiding-old.pnj.ac.id/index.php/snampnj/article/view/5796%0Ahttp://prosiding-old.pnj.ac.id/index.php/snampnj/article/download/5796/2825
Hanif, Ningsih, N. W. & Iqbal, F. (2020). Green Banking Terhadap Profitabilitas Bank Umum Syariah Di Indonesia. Jurnal Ilmiah Keuangan Dan Perbankan, 3(2), 86–99.
Junarsin, E., Pangaribuan, C., Wahyuni, M., Hidayat, D., Putra, O., Maulida, P & Soedarmono, W. (2022). Analyzing the relationship between consumer trust, awareness, brand preference, and purchase intention in green marketing.International Journal of Data and Network Science, 6(3), 915-920.
Khaer, M., & Anwar, S. (2022). Encouraging Sustainability and Innovation: Green Banking Practices Growing in Indonesia. EKSYAR : Jurnal Ekonomi Syari’ah & Bisnis Islam, 9(2), 173–182. https://doi.org/10.54956/eksyar.v9i2.422
Malik, A., Syahrizal, A., & Anisah, A. (2021). Pengaruh Promosi, Pengetahuan Dan Kepercayaan Terhadap Minat Menabung Di Bank Syariah Indonesia KCP Singkut Pada Masyarakat Desa Pelawan Jaya. MARGIN: Journal Of Islamic Banking, 1(1), 28-43. https://doi.org/10.30631/.v1i1.840
Marlina, L. (2021). Pengaruh Produk, Nilai, dan Tingkat Kesadaran Terhadap Minat Nasabah Memilih Produk Tabungan pada BNI Syariah Kantor Cabang Mataram. Schemata: Jurnal Pascasarjana UIN Mataram, 10(1), 55.
Mawardi, Pane, D., & Sari, S. (2022). Pengaruh Kesadaran Lingkungan Terhadap Niat Beli Melalui Sikap Generasi Milineal Pada Produk Ramah Lingkungan. Prosiding 6th Seminar Nasional Penelitian & Pengabdian Kepada Masyarakat, 122–127.
Naini, S.R. and Reddy, M.R. (2024), "Role of green awareness and green behaviour in fostering sustainable consumption in India", Journal of Science and Technology Policy Management, Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/JSTPM-11-2022-0182
Pradesyah, R. (2020). Pengaruh Promosi Dan Pengetahuan Terhadap Minat Masyarakat Melakukan Transaksi Di Bank Syariah. Al-Sharf Jurnal Ekonomi Islam, 1(2), 113–122. https://creativecommons.org/licenses/by-sa/4.0/
Rahmi, D. Y., Rozalia, Y., Chan, D. N., Anira, Q., & Lita, R. P. (2017). Green Brand Image Relation Model, Green Awareness, Green Advertisement, and Ecological Knowledge as Competitive Advantage in Improving Green Purchase Intention and Green Purchase Behavior on Creative Industry Products. Journal of Economics, Business & Accountancy Ventura, 20(2). http://doi.org/10.14414/jebav.v20i2.1126
Ramdas, M., Mohamed, B. (2014) Impacts of Tourism on Environmental Attributes, Environmental Literacy and Willingness to Pay: A Conceptual and Theoretical Review, Procedia - Social and Behavioral Sciences, 144, 378-391, https://doi.org/10.1016/j.sbspro.2014.07.307.
Romdhoni, A. H., & Sari, D. R. (2018). Pengaruh Pengetahuan, Kualitas Pelayanan, Produk, dan Religiusitas terhadap Minat Nasabah untuk Menggunakan Produk Simpanan pada Lembaga Keuangan Mikro Syariah. Jurnal Ilmiah Ekonomi Islam, 4(02), 136. https://doi.org/10.29040/jiei.v4i02.307
Ria, D. (2023). Penerapan Green Banking Di Lingkungan Bank Muamalat Indonesia. JIHBIZ: Global Journal of Islamic Banking and Finance 5(1), 1–22.
Rizwan, M., Mahmood, U., Siddiqui, H., & Tahir, A. (2014). An Empirical Study about Green Purchase Intentions. Journal of Sociological Research ISSN Journal of Sociological Research, 5(1), 290–305. http://doi.org/10.5296/
Sarita Bahl (2012). The Role of Green Banking in Sustainable Growth. Asian Journal Of Researchin Business economics and Management. 2. 176-185. https://doi.org/10.1007/978-3-031-42463-2_17
Siddique, M. Z. R., & Hossain, A. (2018). Sources of consumers awareness toward green products and its impact on purchasing decision in Bangladesh. Journal of Sustainable Development, 11(3), 9-22.
Sinaga, O., Saudi, M.H.M., Roespinoedji, D., & Jabarullah, N.H. (2019) Environmental Impact of Biomass Energy Consumption on Sustainable Development: Evidence from ARDL Bound Testing Approach, Ekoloji, 28 (107), 443 – 452.
Science, N., Roy, S. K., Science, N., Miah, M., Science, N., Das, S. K., & Science, N. (2020). A Review on Corporate Environmental Reporting (CER): An Emerging Issue in the Corporate World. Canadian Journal of Business and Information Studies, May, 45–53. https://doi.org/10.34104/cjbis.020.045053
Simista, B., & Sampreeti, B. (2020). Consumer Awareness and Green Banking: A Gareet Ranking Appraoch. International Journal of Advanced Research in Engineering and Technology (IJARET), 11(9), 226–231. https://doi.org/10.34218/IJARET.11.9.2020.023
Sucinato. P. Y. & Burhan, M. U. (2023). Analisis Faktor-Faktor Yang Mempengaruhi Minat Menabung Mahasiswa Pada Bank Syariah. Islamic Economics and Finance in Focus. 2,(1), 23-33. http://dx.doi.org/10.21776/ieff. 2023.02.01.03
Solekah, N. A., Handriana, T., & Usman, I. (2023). Environmental Sustainability in Muslim-Friendly Tourism: Evaluating the Influence of Schwartz’s Basic Value Theory on Tourist Behaviour in Indonesia. Opportunities and Challenges in Sustainability, 2(4), 172–183. https://doi.org/10.56578/ocs020401
Triwidianti, F.& Harti. (2021). Pengaruh Green Product Awareness Dan Pengetahuan Produk Terhadap Keputusan Pembelian Produk Green Body Care. Jurnal Pendidikan Tata Niaga. 9(1).1104-1110
Yarimoglu E, Gunay T. (2019) The extended theory of planned behavior in Turkish customers' intentions to visit green hotels. Bus Strat Env.1–12. https://doi.org/ 10.1002/bse.2419
Yuliani, E. (2021). Pengaruh Pengetahuan terhadap Keputusan Menjadi Nasabah Bank Syariah Melalui Pemediasi Minat dan Kesadaran (Studi pada Bank Syariah Indonesia Kantor Cabang Kuta Bali). Jurnal Ekonomi Manajemen Dan Bisnis, 2(2), 1–12.
Zhang Y, Chabay I. (2020) How “Green Knowledge” Influences Sustainability through Behavior Change: Theory and Policy Implications. Sustainability. 12(16):6448. https://doi.org/10.3390/su12166448
Zhelyazkova, V., & Kitanov, Y. (2019). Green Banking-Definition , Scope and Proposed Business Model. Journal of Internasional Scientific Publications, 9(January), 309–315