Arifiandi, M. Arfan, Zulfa Muasaroh Binti Rahmawati, Titis Miranti, and Yenny Kornitasari. 2025. “UNDERSTANDING THE DRIVERS OF QRIS ADOPTION IN ISLAMIC BANKS: THE MODERATING ROLE OF KNOWLEDGE”. Proceedings of the International Conference of Islamic Economics and Business (ICONIES) 11 (1), 659-70. https://conferences.uin-malang.ac.id/index.php/iconies/article/view/3478.