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ZAHRA, talitha alea; MEGAPAKSI, Girindra. ANALYSIS OF FACTORS INFLUENCING THE RATIO OF HOUSING NON-PERFORMING LOAN FOR THE 2015-2024 PERIOD. Proceedings of the International Conference of Islamic Economics and Business (ICONIES), [S.l.], v. 11, n. 1, p. 403-420, oct. 2025. ISSN 2541-3333. Available at: <https://conferences.uin-malang.ac.id/index.php/iconies/article/view/3420>. Date accessed: 15 may 2026.